– Melinda Binkley, 56, earns ‘too much’ for assistance but struggles to afford basics
– She is part of a group living above the poverty line but can’t afford necessities
– The federal poverty line doesn’t consider cost-of-living differences, leaving many without help
Melinda Binkley, 56, is part of a group of Americans who live above the federal poverty line but struggle to afford basic necessities. Despite receiving around $1,499 a month in Supplemental Security Income benefits, Binkley and her husband have a difficult time making ends meet. The federal poverty line, set at $20,440 a year for a family of two, does not account for cost-of-living differences in different cities or states, leaving many without assistance.
Binkley has tried to apply for programs like SNAP, but is often told her household makes too much money, usually by less than $100. She and her husband are considered ALICEs – asset-limited, income-constrained, and employed – meaning they have limited income despite being employed. Binkley struggles with rent, utility bills, healthcare costs, and affording medications, often having to prioritize her own health over her husband’s.
Despite her challenges, Binkley remains hopeful for the future. She hopes to one day move to Idaho to be closer to her sister, who is her biggest supporter. In the meantime, she is doing her best to make ends meet, setting aside a little bit each week or month to eventually make the move. Binkley’s story highlights the struggles of many Americans who fall into the gap between the poverty line and middle class, unable to access the assistance they need.